Cancer Insurance
Cancer Insurance is provided through Allstate Workplace Division (AWD). You have three plan options and two coverage levels to choose from depending on how much coverage you need. In addition to cancer coverage, this insurance pays benefits for 29 other specified diseases such as Muscular Dystrophy, Multiple Sclerosis, Tuberculosis, Sickle Cell Anemia and Cystic Fibrosis. A complete listing of covered diseases is located in the certificate of coverage.
If you enroll in this plan the first time it is offered, you may elect coverage on a guaranteed basis (without providing Evidence of Insurability (EOI)). An EOI form is a way of providing proof of good health. This evaluation may include your current health status, medical history and family medical history. If you decide to enroll for cancer insurance coverage or increase your coverage at a later date, you will have to provide an EOI form to AWD for approval before coverage can become effective.
You can choose between three plan options depending on your cancer insurance needs. Each plan options offer the same type of benefits and/or services. However, in most cases, the amount of coverage differs. The benefits under the Premium Option are richer when compared to the High and Low Options. Refer to the Schedule of Benefits for each plan for more details.
Monthly Cost
The monthly premium you pay for cancer coverage is based on the plan you choose and whether you choose to cover yourself only or yourself and your family.
| Cost Employee |
Only Employee |
Employee & Family |
| Low Option | $6.78 | $11.26 |
| High Option | $15.68 | $26.06 |
| Premium Option | $21.64 | $35.96 |
Disclaimer: The information contained on this website is general in nature. Applicable laws and regulations are complex and subject to change. Information on this website cannot alter, modify, or otherwise change the controlling documents of any plan. For legal and tax advice employees should consult an attorney or tax adviser.

