Learn About Gift Types

There are numerous ways in which alumni and friends can make gifts to UNCW. These include:

Gifts of Cash and Pledges
Gifts of Stocks and Bonds
Gifts of Personal Property
Gifts of Real Estate
Matching Gifts

Planned Gifts

Gifts of Life Insurance *
Gifts That Provide Income *
* More information about these gift types is also available on the new Planned Giving Web site .

Gifts of Cash and Pledges
Many gifts to UNCW are in cash. Cash gifts may be pledged for payment over a period of years. For the accuracy of your records and those of the university, pledges should be made either in writing or by means of a pledge card.

Checks should be made payable to UNCW, and mailed to:
Advancement Services
UNCW
601 South College Road
Wilmington, NC 28403-5990

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Gifts of Stocks and Bonds
Many donors make gifts in the form of appreciated securities in order to benefit from tax advantages. You can receive an income tax deduction equal to the fair market value of the securities, as well as reduce - or eliminate - capital gains taxes on the transfer. A stock transfer brochure is now available online.

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Gifts of Personal Property
Valuable collections, such as works of art, rare books, paintings or antiques, can be subject to estate taxes. By donating such items during your lifetime, rather than at your death, you not only reduce your taxable estate but also reduce your taxable income in the year of the gift.

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Gifts of Real Estate
Almost any kind of real estate can make a valuable gift to UNCW. A deed transfer is the most common way to make a gift of real estate to UNCW. An outright gift of real estate provides the donor with a charitable income-tax deduction for the fair market value of the property, while also freeing the donor from real-estate taxes, as well as maintenance and insurance costs.

Another option is a bargain sale, which is part gift and part sale. The property is purchased by UNCW for an amount less than the appraised value. The difference between the fair market value and the purchase price is considered a gift for which the donor is entitled to an income tax deduction. There are even methods by which you can contribute your current home now and still reside in it for life.

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Gifts of Life Insurance
You may make a gift of life insurance to UNCW by naming it as owner, primary or successor beneficiary, or irrevocable beneficiary, of a whole life policy. The gift may be a paid up policy, an existing policy with cash value, or a new policy. Learn more at the new Planned Giving Web site.

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Gifts That Provide Income
You may wish to make a substantial gift to UNCW but feel you cannot afford to give up the annual income produced by the asset. We can outline several ways to help you make a gift, while retaining an income for your lifetime or the lifetime of others.

While the benefits vary, these arrangements share several attractive features:

• Income for life paid to you and/or another beneficiary, such as your spouse.
• Increased income (if the gift is made to a life income plan that produces a higher yield than the donated asset).
• An immediate federal income tax deduction for a portion of the gift's value.
• Elimination of capital gains tax at the time of transfer (if the asset is in the form of securities or real estate that have appreciated in value).
• A charitable gift annuity allows a donor to make a gift and receive income for life. Upon the death of the donor's designated beneficiaries, the remaining funds become available to UNCW to support the named endowment.
• Through a charitable remainder unitrust, a donor receives a fixed income for the trust's term. A charitable remainder trust provides a variable payment, and could be considered a possible hedge against inflation

A charitable lead trust is essentially the reverse of a charitable remainder trust. Rather than receiving the trust's remainder value, UNCW receives the trust's income for a specified period. At the end of this period, the property either reverts to the donor or to a non-charity beneficiary designated by the donor. Established during a donor's lifetime or through a will, charitable lead trusts are best for donors who can forego the income generated by the property for the trust's period of existence.

Learn more at the new Planned Giving Web site .

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Matching Gifts
Charitable contributions to the higher education community go a long way. Not only do they provide the much needed financial support for scholarships, endowments and so much more, they tell us that corporations also believe in our mission.

Many matching gift programs will match gifts made by employee's spouses, retired employees, or those serving on a board of directors. Please take the opportunity to double or even triple your gift by letting your company match your gift.

For details and a list of companies that match please click here .

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